Fixed benefits for covered accidental injuries—designed to sit alongside your major medical or everyday benefits program, not replace them.
Sample rates: $49.95 individual / $99.95 family per month (confirm final rates at enrollment).
Benefits pay on a fixed-indemnity basis per the policy for qualifying events—not as full payment of all medical bills. Review the certificate for definitions, exclusions, and waiting periods.
Straightforward sample rates. Final premium depends on carrier filing, tier, and enrollment class.
Individual
$49.95
per month
Family
$99.95
per month
This is supplemental accident insurance and is designed to work alongside your BASE program or MVP / major medical coverage—adding extra financial protection for unexpected accidents without replacing your everyday healthcare benefits. We help you communicate how fixed benefits coordinate with your medical plan at enrollment.
Often combined with accident coverage:
Limited benefit / supplemental products are not a substitute for comprehensive major medical insurance unless specifically described in the issuing carrier’s materials. Benefits, limitations, and exclusions are governed by the policy or contract. This summary is for illustration only; confirm all details with official plan documents and your licensed benefits advisor.